“40 years of this back and forth has resulted in almost $20 trillion in zero- or negative-yield government and corporate debt, the lowest interest...
“Life is like fire, not water; it is a process, not a pure substance. […] The simplest, but not the only, proof of life...
"The server owns your data, owns your account, and owns the cryptographic keys used to secure it. That last bit is obscure, but important....